Heather Sells IndianaThe Cavender Team | eXp Realty

Selling & buying together

From one home to the next, without being displaced

Sell for the most, move once, and never be without a place to live.

I'm a REALTOR, not a lender. Loan approval, terms and what you bring to closing depend on your lender, your eligibility and the contract we negotiate. Results vary.

Heather Sanders, REALTOR in Warsaw, Indiana

01Selling & buying together

This is what I do most

Most of my clients sell one home and buy the next, and the hard part is the gap in between. My job is two things at once: get the maximum for the home you're selling, so you have the most to put toward the next one, and line up the timing so you move once, not twice.

02Selling & buying together

I've done this myself, more than once

I've personally sold a home and moved into the next one many times, and I've guided many clients through the same thing. I know this from both sides of the table: what it feels like as the owner with boxes half packed, and what it takes as the agent to make the timing work. Helping families through it is my pleasure and, honestly, my calling.

03Selling & buying together

How I keep you from being displaced

  • Back-to-back closings. Your sale and your purchase close the same day or days apart, so the money from one moves straight into the other.
  • A post-closing occupancy agreement. Sometimes called a rent-back: usually 1 to 30 days, negotiated into the contract so you can stay in your home after it sells.
  • A sale-contingent offer. When the market allows, we write your offer on the next home so it depends on your current home selling.
  • Buying first. When it suits your finances, a bridge loan or a home equity line can let you buy before you sell — worked out with a lender.
  • Flexible dates. Possession and closing dates negotiated on both sides, so the two moves meet in the middle.

I'm a REALTOR, not a lender. Loan approval, terms and what you bring to closing depend on your lender, your eligibility and the contract we negotiate. Results vary.

04Selling & buying together

How I get you the most for the home you're selling

I walk it like a buyer would and tell you honestly what is worth fixing and what is not. I price it from recent comparable sales, market it properly, and when offers come in we compare them on terms as well as price — financing strength, contingencies, closing date, possession — because the highest price is not always the best deal for your next move.

Before we list, I prepare a seller net sheet so you know your walk-away number. You'll know what you'll have for the next home before you start shopping for it.

Problems I solve before you know they exist. With two closings in play, there's more that can slip. After more than ten years, I can usually see a delay coming — an appraisal condition, a title question, a lender document — and handle it early, often before it ever reaches you.

See what's in my listing package.

05Selling & buying together

Who this is for

Moving up, downsizing, moving to the lake, or relocating across Northern Indiana — if you own a home and need the next one, this is the path we'll walk together.

06Step by step

What the timeline looks like

  1. 01

    Plan and numbers

    We talk through your goals, and I prepare a seller net sheet so you know your walk-away number.
  2. 02

    Get the current home ready

    Honest advice on what's worth fixing, then preparation, pricing and marketing.
  3. 03

    Talk to a lender

    About the next purchase — and whether buying first with a bridge loan or home equity line suits you.
  4. 04

    List and negotiate

    With possession in mind, comparing offers on terms as well as price.
  5. 05

    Write the offer on the next home

    Sale-contingent when the market allows, or ready to move fast once yours is under contract.
  6. 06

    Coordinated closings and one move

    Back-to-back closings, a rent-back if you need it, and one moving day.

Questions people ask

Should I sell first or buy first?

It depends on your finances and the market. Selling first means you know exactly what you have to spend; buying first means no gap, but you may carry two homes for a while. We'll look at your numbers and decide together.

Can I stay in my home after it closes?

Often, yes. A post-closing occupancy agreement — sometimes called a rent-back — is negotiated into the contract and usually runs 1 to 30 days, so you can stay in your home after it sells while you close on the next one.

What is a sale-contingent offer and will sellers accept it?

It's an offer on your next home that depends on your current home selling. Whether a seller accepts one depends on the market and how your offer is presented — a well-priced home already listed makes it much stronger.

What if my home sells before I find the next one?

We plan for that from the start. A rent-back, flexible closing dates, or a short stay with family or in a rental can bridge the gap — the goal is always that you move once, not twice.

How do I know how much I'll have for the next home?

I prepare a seller net sheet before we list, so you know your walk-away number — what you'll actually have after the mortgage, costs and fees — before you start shopping.

Can both closings happen the same day?

Yes, back-to-back closings are common. Your sale closes in the morning, the funds move, and your purchase closes the same day or within days. I coordinate the timing on both sides.

I'm a REALTOR, not a lender. Loan approval, terms and what you bring to closing depend on your lender, your eligibility and the contract we negotiate. Results vary.

Heather Sanders · REALTOR®

Selling one home and buying the next? Let's talk.

No pressure and no pitch. Tell me what you're thinking about, and I'll give you honest, local advice about your next step.