Buying your first home, without the guesswork

That's one of the most common things I hear from first-time buyers, and it stops a lot of people before they start. Common options include FHA loans, conventional low down payment loans, and VA and USDA loans for those who qualify.

Indiana also offers down payment assistance programs through the Indiana Housing and Community Development Authority. Programs and eligibility change, so we check current options with a lender.

My goal on every first-time purchase is to have the seller cover your closing costs. On recent purchases that has meant roughly $4,000 to $13,000 the buyer did not have to bring to closing, and sometimes part of that credit goes toward buying down your interest rate.

I connect you with lenders who know the assistance programs, and I walk you through every step so nothing catches you by surprise.

Growing up in a military family, I never watched my parents buy a home, and I honestly didn't think homeownership was something I'd ever achieve. When I bought my first home it was on a land contract, because I didn't know any other way. Helping someone else realize they can own a home is incredibly rewarding because I remember exactly what it felt like.

I know what it's like to be scared to buy your first home. I was. That's why I slow down, explain every step before it happens, and never make you feel like a question is too small.

Someone once called me about a house they wanted to rent that was actually for sale. After a few questions, I realized they believed owning wasn't an option for them. We talked to a lender, and a few weeks later they were homeowners.

“My job isn't to tell people what to do. It's to help them see options they didn't know they had.”

After more than ten years, I can usually see a delay coming — an appraisal condition, a title question, a lender document — and handle it early, often before it ever reaches you.

My clients use the Client Portal to track their purchase — dates, documents and what's next.